Who We Are


Experienced Team –  We have helped a lot of homeowners throughout California to meet their financial needs. We specialize in non-prime, non-FICO-based loans for borrowers with poor credit, or in foreclosure or bankruptcy.

Cutting-Edge Technology – We continuously develop and invest in state-of-the-art processes and technologies that save you time and enhance your productivity. Our online Loan Management System allows you to submit loans electronically, view up-to-the-minute status, and upload conditions online, so you can fund more loans with less effort.

Personalized Service
– Our Account Executives, located throughout California, meet with customers on a regular basis to review our loan programs, address any questions and help with loan submissions. And, they have a dedicated operational team behind them to assist you throughout the loan funding process.

Fast Turnaround
–  As a privately-owned direct lender, we don't have layers of bureaucracy and don't have to rely on the secondary market to make decisions. So, we can be more responsive and can get you approval and funding answers more quickly.

Competitive Programs
– We also offer the most competitive loan programs in the industry.

A Simple Mortgage Process
–  Our borrowing process is fast, simple and hassle-free.  We have eliminated much of the paperwork involved in applying for a mortgage loan in the traditional manner.  With Your Company Name , you can inquire about a loan through the Internet, over the telephone or by fax.

Fast Credit Decisions and Closings
–  Our online mortgage approval system expedites the loan approval by accessing national underwriting guidelines and confirming the conditions required for loan approval.  You no longer need to provide the excessive information and documentation that was required under the traditional application process.  As a result, it is possible for a loan to close within 14 days of receipt of the completed loan application and documentation (although we can't guarantee that every loan will close that quickly).

Big Savings
–  Our automated systems and streamlined mortgage process have created an extremely cost-efficient mortgage operation.  We produce big savings for borrowers by eliminating the high-commissioned loan officer, acquiring loan sources with low rates, origination fees, points, and other charges, as well as negotiating reduced fees for escrow, title insurance, appraisal, credit reporting and other mortgage services.

Personal Service
–  After submitting your loan application, a mortgage consultant will personally assist you through each step of the mortgage process by helping you meet your loan approval conditions through coordinating the signing of your closing documents.


Email:  info@cptf.biz